Getting involved in a car accident is an unfortunate thing to happen. Beyond physical injury and mental trauma, there are medical expenses that you need to deal with. Further, you may lose your income temporarily or even permanently due to grave injuries. Fortunately, personal injury law comes to your rescue as it offers an opportunity to claim car accident compensation for these expenses and losses.
You can do this by contacting a personal injury attorney in Racine who will help you get the claim you deserve. But getting the claim you deserve is easier said than done.
Insurance companies go a long way in ensuring that the victims get minimal car accident compensation and sometimes do not get anything at all.
Being aware of your rights under this law can help and so can hiring a personal injury lawyer. Truck Accident Lawyer in Baltimore, MD provides impressive legal services, do check them out.
When it comes to awareness, you should know about the factors that determine the amount of compensation you are entitled to. Knowing about them can help you take the right approach towards pursuing maximum car accident compensation. Let us list these factors for you.
Evidence of Negligence
To start with, the evidence of negligence by the responsible party is mandatory if you want to file a claim under personal injury law. Negligence refers to cases such as driving while texting, where the other party is mainly liable for negligent behaviour.
If this is the case, you are going to get a claim. There will be hardly any chance of a dispute while negotiating a settlement. Getting compensation may be tougher if you are partially responsible for your injuries. Still, a good attorney can help you get at least some settlement to cover your losses.
Severity of Injuries
Another factor that influences your claim is the severity of the injuries you sustain in the accident. Simply speaking, the levels of pain and suffering you have to bear due to the injury determine your entitlement to compensation.
Also, the compensation value depends on the fact whether the effects of the injury are temporary or permanent. Those suffering from a permanent injury can claim a larger amount instead of lifelong disability and loss of employment. If the injury is less serious, the claim value will be smaller.
Also Read: How to Handle a Car Accident in a Rental Car?
Proper Documentation
While the extent of injury determines the compensation you get, you must have proper records on paper. These are the medical records that show the extent of accident-related injuries and long-term disability if any.
Justin Kimball from PreszlerLaw-NS.com explains a disability claim often gets turned down initially, but after taking appropriate measures, the claim can be approved. When it comes to the right measures, the availability of proper medical records is most important.
Timely Medical Treatment
It is critical to seek medical treatment immediately after the accident because the doctor will put the diagnosis on paper immediately after the accident. The earlier you get medical treatment, the more credible your case becomes.
This is because insurance companies try to prove that the injuries were pre-existing or happened later rather than being caused by the accident. You can prevent the situation by asking the doctor to record an early diagnosis right after the accident. Prompt action in this context can certainly make all the difference.
Also Read: 7 Tips on How to Choose the Right Car Insurance Policy
Police Records
As a rule, you must lodge a police complaint right after the accident. The police report is an important piece of evidence as it carries key information about the accident. The authorities record the place, date, and time as well as the statements of the victim, driver, and witnesses in the report.
The entire evidence can be critical for your case as it proves that the accident happened and someone else was responsible for it. It strengthens your claim and improves the chances of maximizing your compensation for the injuries.
Actions after the Accident
Don’t underestimate the insurer because they will carry out in-depth investigations to verify the facts before releasing the compensation. If you fail to check out with a doctor immediately, they will try to prove that the injuries were not serious enough.
You may not get the claim value you deserve (or even not get it at all) if they can prove the same. They may also check at your workplace to understand the exact nature and extent of your injuries.
Some providers may even go to the extent of knowing more about your lifestyle after the accident. Getting a claim after a car accident requires clear thinking and solid knowledge of personal injury law.
It is best to hire a professional attorney who specializes in such cases to help you get the compensation that you rightfully deserve.
This is an expense that you should willingly make because your future may depend on getting an optimal value of compensation.